China’s household financial assets rank first in Asia, and assets turn to high yield products-ca1835

China’s family financial assets ranked first in Asia, assets turned to high yield products, Sina fund exposure platform: letter Phi lag false propaganda, performance is lower than the same kind of products for a long time, buy fund by pit how to do? Click on [I want to complain], Sina help you expose them! JINGWAH Times News (reporter Niu Yinghui) the day before, the Allianz Group released the latest "Allianz Global Wealth Report" shows that the global financial assets increased by 4.9% in 2015, only slightly higher than the growth rate of economic activity. In the past 3 years, the average growth rate of financial assets reached 9%. In addition, in 2015, the growth rate of China’s household financial assets reached 18.3%, although the highest in Asia, but the average value of 20.4% in the past 10 years has declined. In the survey of Allianz Global Wealth Report, the decentralized investment process of Chinese households is continuing. Household financial asset investment has increasingly focused on performance, turning assets from low income savings accounts to high yielding banks and financial products. 44% of the Chinese families will be the future pension security as one of the main driving factors of family financial investment. In 2015, the growth rate of China’s household financial assets reached 18.3%, ranking first in Asia, which was slightly lower than the average value of 20.4% in the past 10 years. These astonishing growth rates reflect not only the potential of China’s economy, but also the huge potential demand of china. However, in terms of household debt, Chinese family loans increased by 16.8% in 2015, after an increase of 16.6% in 2014. Allianz global wealth report pointed out that this is particularly attributed to the fact that compared to developed countries, China’s family debt is still very low, its total loans by the end of 2015 accounted for only 39.1% of GDP (GDP). In 2015, China’s household financial assets increased by 18.7%. "It seems like a good year has passed, and the development of financial assets has reached an important juncture," said Mike Heather, chief economist at Allianz. "Clearly, extreme monetary policy is losing its impact, even on asset prices. Therefore, the important driving force of asset growth has ceased to exist. At the same time, interest rates continue to decline, or even fall into negative value. For depositors, the prospects are not optimistic." The German Allianz China Life Insurance Co.ltd CEO Chen Liang said, "with the increase of financial assets and steady growth in household debt, China family financial planning attention on insurance significantly improve, pay special attention to pension and because of severe illness caused by the future family life quality, on the children’s growth and education to support their parents long-term effects. Annuity and health insurance products continue to be favored by high-end population." Some professionals pointed out that, in the interest rate continues to decline, asset shortage background, for investors, one should reduce earnings expectations, two to maintain a relatively calm state of mind, from a long-term perspective to trust professional investment institutions. Enter Sina Financial shares] discussion

中国家庭金融资产居亚洲首位 资产转向高收益产品 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   京华时报讯(记者牛颖惠)日前,安联集团公布的最新《安联全球财富报告》显示,全球金融资产在2015年增长了4.9%,仅略高于经济活动的增速。而在此前的3年中,金融资产的平均增速达到9%。此外,2015年,中国家庭的金融资产增速达到18.3%,虽然高居亚洲首位,但较过去10年20.4%的平均值还是有所下降。   《安联全球财富报告》调查中,中国家庭的分散投资进程正在继续,家庭金融资产投资已越来越注重绩效,把资产从低收益的储蓄账户转向高收益的银行和理财产品。44%的中国家庭将未来养老保障作为家庭理财投资的主要驱动因素之一。   2015年,中国家庭的金融资产增速达到18.3%,高居亚洲首位,这一增速略低于过去10年20.4%的平均值。这些惊人的增长率反映的不仅是中国经济的潜力,更是中国依旧存在的巨大潜在需求。   不过,在家庭负债方面,中国家庭贷款继2014年增长16.6%之后,在2015年增加了16.8%。《安联全球财富报告》指出,这尤其归因于这样一个事实,相较于发达国家,中国的家庭总债务仍然相当低,其贷款总额在2015年底仅占国内生产总值(GDP)的39.1%。2015年,中国家庭金融资产净额增长了18.7%。   “似乎好年头已经成为过去,金融资产的发展已经到了一个重要关头”,安联首席经济学家迈尔克海瑟表示:“很显然,极端的货币政策正在失去影响,即使在资产价格上也是如此。因此,资产增长的重要驱动力已不复存在。与此同时,利率持续走低,甚至跌入负值。对于储户来说,前景不容乐观。”   中德安联人寿保险有限公司首席执行官陈良表示,“随着金融资产稳步增长和家庭债务的增加,中国家庭在理财规划中对保险的关注度显著提升,特别关注养老及因重疾引发的对未来家庭生活品质、对子女成长教育以及对赡养父母的长期影响。年金与健康保障类产品持续获得高端人群的青睐。”   有专业人士指出,在利率持续走低、资产荒的背景下,对于投资者来说,一要降低收益预期,二要保持相对平和的心态,从长期角度信任专业投资机构。 进入【新浪财经股吧】讨论相关的主题文章:

« »

Comments closed.